When during a crisis, bargain is there. However, risk is also equally spread. No on will no when the market is lowest and when is highest. It depends always your strategy, fund size and expected return.

We have been buying in the last two months. But also very industry oriented. We bought energy but trying less on oil and gas. We buying in direct stay home beneficiary which can be long time to come. We bought banks as we believed the current price fully reflected the impacts.

In overall, as strategy is continuous to invest in stocks but only dividend oriented and industry specific. We started to lower the amount in paying debts as interest is cheap now! We will hold on to property purchases. If a good deal available we may still proceed but will not be aggressive.