From November, I believe around mid 2023. Many new products will be coming out leveraging ChatGPT and many industries may be reshaped. Even the newcomers may not be profitable like Uber. The key to investing will be also taken into consideration of the risk being automated. ChatGPT is like skynet if you are not suing it or controlling it the right way. But, capitalism will push it to the max. So do criminal opportunists. You are going to see more scams and more calls in the future.

Russian war, perhaps even China and US tension can be purposed escalated to facilitate the growth of military industry when other industries are projected to be weak. We will continue to be cautious and buying only dividend oriented stocks which are undervalued.

Besides of tech stocks. Nothing can command more than PE 15 times. But, the day will come and realize end of the day, tech stock need to deliver too.

As of now, we like Tomei. Although is it not sexy like tech stock. The stable I come across years should be a buy on dip below RM 1.20. We already started to collect Tomei and will expect to increase our holding gradually.

I will forecast that a potential general offer of book value 1 time optional before switching to new stocks structures.

Or at least, a special dividend is on it ways plus new issue of securities for the take over of MIDF. Overall the merger is positive.