So, what is the top 5 picks if you have 100% to investment and would like to be prudent and sit for good ROE.  Our pick as below

Bluechip – Allianz

Growth stock – YTLPower

Undervalued – OSK

Pharmaceutical/Healthcare – AHealth

MREIT – KLCCP

Based on the logical of developing countries economies.  All three are sets to grow further steadily with even regional presence for Maybank and CIMB.  Where Allianze being more innovative in the offerings and management.  Maybank at RM 10.260, CIMB at RM 7.66 and Allianz at RM 20.20.  all three remains is our favourite bluechips.

With it’s current earning potential with future potential in Singapore and the growth potential of beneficiary as data center development in Malaysia.  We see YTL Power has a minnfair value of RM 8.00.  The growth of EV play in Malaysia. BAuto Xpeng launching soon.  BAuto is set to grow its EPS further.  Trading of fair value should be minimum at RM 3.00.  last but not lease, LBS current and future book value is the only property stock has good growth potential but still trading low. Fair value should be RM 0.900 above.

APEX Healthcare and YSP Sah have been our love for the past many years.  We continue to like both as there are not too much options locally that also manage well.  Nova is a potential new comers but we wouldn’t want to miss.  But the income and growth is not consistent yet.  As to healthcare, we like Optimax and TMCLFE.  But the price trading slightly higher.  Growth is consistent but no big surprises.   But would like to add them on any dip mildly.

With consistent average 6% of dividend.  A good portfolio potential with consistent review of portfolio for capital gain.  Right direction and trading below NTA except KLCCP.  But KLCCP is with halfly development activities.  It is also recommended as your cashflow positive portfolio and should be at 20 to 30% of your total portfolio.  CMLT-0.655, KIPREIT-0.890, KLCCP-7.61 and YTLREIT-1.18.  Buy on any dip.

Earning ratio of less than 10 times and some are even 5 times.  Trading below book value.  The reason of the undervalue may be less sexy as tech, construction or property sectors.  But mostly with reasonable dividend policy.  These countered mentioned are potential ROE of more than 10-15% a year.  Capital gain of closing to its NTA in an average of 50%.  It is always good to have these stocks in your portfolio.  Recommending buy on any dip.  OSK-1.53, MBSB-0.81, MNRB-2.34, Poh Kong-1.16, Tomei-1.94, AMBank-4.67, ABMB-4.17, RHB-5.74 and SIME-2.64. 

We are glad to see the market recover real fast.  But we will also wait to see if there are further risk between Iran and Israel over the next week.  But we like CLMT as of now with good dividend and potential of upside with ROE more than 10% in the next 1-3 years.

I am not very sure to be honest.  Though market snapped back with good gains.  Being seen extreme sell down will not cure the sentiment atleast for a short term.

But the price of the equity has been lowered. We do like Apex Healthcare at this price below RM 2.7 and YTL Power at RM 4.3. 

Our next target will be CMLT and anything below RM 0.640 is a good buy for us.

We bought MBSB and SIME at 760 and 2460 slightly.  We remained calm as we think there are yet days ahead of a calmer market.

From record high to one of the largest one day drop since 1987.  We are seeing global market is increasingly volatile and not making sense.  A light increase in rate by BOJ and defend used massive lot of money.  But looks like the minority powered speculators may have win the war this round.  Regulators should have more eye instead of free market mentality that allows scenario like this.