What do we mean by defensive but stay investing?

What do you mean by defensive but stay investing strategy.   That’s always depend on individual preference.  But I can provide a simple example as below:

Let’s use an example of RM 10,000 as cash.  I will recommend 1) Cash RM 3,000 in FD with 3% interest rate, 2) Hedge RM 3,000 with foreign stocks and currency as priority. 3) KLSE RM 2,000 in MREITs and undervalued stocks. 4) Gold RM 1,000 5) Reduce debts if any RM 1,000.