We like CIMB, RHBCAP and Affin

All three banks stock price plunged due to bad sentiment and lower profit in 2015.  However, this is a good starting point to invest downward to get a good average.  All three banks do have good fundamental and reasonable dividend yield.  If you are a lower risk appetite investor. This is probably one of the brilliant chance in recent years.  We issue a persistent buy Call.