Lots of ambitious and lots of target to achieve. However, we are against a quick capital call just for M&A purpose. M&A is not the only answer to grow. It will a risky game depending on your partner and common vision. CIMB is an example which eventually does not benefited too much from all M&A except capital keep growing.
We will slow down our buying of MBSB until their plan come with more details. Especially in this current local and global financial sentiment. This may not be a good idea for M&A.