As anticipated that BNM started to response to RM fall after budget. Purely last year huge fall mainly due to deficit in oil price earnings. Depreciated RM will help boost balance sheet. If we were not wrong more moves coming this year to make sure RM boost back to below RM 4 against dollar. Oil price will recover will further boost RM and KLSE in 2016. We are very optimistic unless unforseen circumstances arise.