We think overall equities and commodities will perform better in 2016

We believe energy price will recover lead to a modest gain in commodities price as well. 

Worldwide market will perform better in 2016. For KLSE we expect a retest of 1800 in 2016

Properties prices will be stable and gradually digest excessive stocks in 2015. 

Overall we call for a higher ratio into investment than cash in 2016. 

Of course barring unforseen political and natural disasters as God will factors.