KLCI at 1870, RM at 3.87 vs USD, CIMB at RM 7.10, MBSB at 1.20 as of today. Almost most analysts still got the job. There is a reason why they missed. 1st they may be told to. 2nd they really don’t understand business even they have plenty of data. Don’t time the market. Don’t listen to analyst. Invest what you really know. Put into a trust or FD if you do not understand it.